What we do

 

We are finance consultants who offer an unbiased service to help borrowers through the process of acquiring a home loan. We have access to over 30 different lending institutions with all their latest information and product offerings and the ability to compare these different loans depending on each borrower’s specific needs.

 

Our aim is to put the client first,  we have exceptional sales and service skills backed by additional support to see that the transaction runs smoothly from initial interview to settlement of the loan and relationship management beyond that.

 

Just like all finance brokers, we are paid a commission from the various lenders that we are in partnership with. These commissions are not paid by the borrower and are not calculated into any of the loans that are applied through us; therefore no fees charged by us to search for loans are paid by the client, only the normal fees and charges applied by the lenders.  Our Lending Managers are paid a flat fee depending on loan amount irrespective of which lender is used so there is no need for our Lending Managers to show any bias.

 

What we do that is different from other brokerage houses is that instead of the commission being retained by the brokerage house we disperse a large portion of these funds back to the referring club in the form of sponsorship dollars for which the borrower nominates at the time of application. 

 

Each commission payment is determined by the size of the loan amount and the financial institution from where it is sourced.

 

It does not cost the borrower more to obtain their loans through the National Community Finance Group. The products we access are the same as those offered by the financial institutions themselves.  The interest rates, establishment fees and ongoing fees are the same as if the client went to the bank directly or through another broker.

 

What this means to your clubs/groups own members is that they can access over 30 lending institutions through one Lending Manager finding the loan that best suits them and also have the opportunity to help support their local sporting clubs.

 

The borrower’s involvement is to choose which club they wish to receive their sponsorship dollars.

 

Benefits of Community Finance Group

 

• National Community Finance Group Consultant service is at no cost to the borrower, personalised, convenient and professional
• National Community Finance Group helps the borrower feel satisfied that they have selected the right product, because we know about the hundreds of products available and help the borrower pick the best option.
• We help the borrower save time and money, over 40% of borrowers are now using brokers and this figure is growing.
• We help the borrowers sporting club by sponsoring back a large portion of our commission and at the same time having them realise their dream of buying a home.

 

  Benefits of Clubs becoming Associates of the National Community Finance Group

 

• No set up costs or binding contracts
• Substantial gain from minimal effort
• Partnership of mutual benefit by working with the National Community Finance Group
• We do not access your club data base
• The club or body can decide on what level of participation they wish to be involved in
• We can create a new income stream with minimal effort
• Good community exposure
• Access to over 150 Lending Managers Australia wide

 

 

As you can see there are some great benefits of becoming a member of the National Community Finance Group.  Being able to assist your own club members realise their own financial goals of owning their own home, while simultaneously helping their very own club the question to ask is why you wouldn’t choose National Community Finance Group as your mortgage consultant.

 

 

 

The Process: How does it work?

 

1. Club/Group encourages Support for the Service
2. Member requires finance
3. Club/Group sends in referral form
4. Closest Lending Manager is contacted
5. Lending Manager makes appointment with Customer
6. Customer meets Lending Manager to discuss loan options and chooses from over 30 Financial institutions the appropriate loan
7. Loan is submitted by Lending Manager on behalf of client. If loan successful, documentation completed and loan settled
8. Financial Institution pays National Community Finance Group for establishment of new loan. 
9. National Community Finance Group Send Payment of relevant Sponsorship to nominated Club.

 

 

We are committed to providing a personalised efficient consultancy service to our associates and their club members. We also disclose our commitment to forward on sponsorship dollars to the clients club of choice once the loan has been established.

 

Once the loan has settled we will send a letter to confirm:

·        The settlement with the financial institution has taken place

·        Confirm the borrower’s sponsorship money has been paid.

·        Request referrals from family and friends

·        Our appreciation for choosing National Community Finance Group

 

We also ask clients to sign and return a survey which also helps us maintain our level of service.

 

Certificate of appreciation

 

A certificate of appreciation is sent to borrowers from National Community Finance Group upon the sponsorship dollars being paid to their nominated club. The certificate confirms how much was sponsored by whom and to whom.